BCU Officer, Retail Mortgage Loan Officer

Company: Baxter International Inc.
Location: Vernon Hills
Posted on: November 17, 2022

Job Description:

As an employer, BCU models the dynamic assets of a top workplace, including confidence in company leadership, competitive compensation and benefits, employee development, workplace flexibility, and a passionate employee culture supporting a unified vision.At BCU, you'll have a career in a growing organization and an environment that supports your professional and personal growth. For these reasons, BCU has been chosen as a Chicago Tribune Top 100 Workplace and a certified Great Place to Work.Visit the link below to learn more about #LifeAtBCU:https://players.brightcove.net/3101254895001/default_default/index.html?videoId=6013229634001Job DescriptionSummarySupport the community mortgage growth initiative. Mortgage production will come from the hunter gather approach. It will be imperative that the RMLO builds lasting relationships within the community and in the real estate community.Role and ResponsibilitiesGenerate mortgage loans from the defined community area by establishing and growing real estate agent relationships.Make weekly calls to well established agents in the community and perform lunch and learns to share BCU products and services.Daily use of Salesforce is expected to track all activity including current and future leads and opportunities.Establish strong working relationships with the operations team including processing, underwriting, and closing.Perform activities in support of new ILCRA expectations as defined by BCU Action plan to include outreach for Community Development, Housing Assistance and Down Payment Assistance programs in footprint.Maintain a high NPS score for all closed transactions.Thoroughly complete first mortgage loan applications in the MCP platform including collecting of income, assets, disclosures, ITP, any applicable LOX's for credit etc.Ensure loan submissions are accurate, timely and profitable. Maintain a working knowledge of investor guidelines.Matrices and required LLPA's Consistently achieve monthly and annual sales and service goals, including NPS goals and eNPS.Apply current BCU lending fundamentals, policies, and procedures, including Regulations B and Z, Home Mortgage Disclosure Act and TRID.Provide fundamental credit counseling to members, where appropriate and necessary facilitate training and attend conference calls with the real estate brokerages.Comply with all applicable policies, procedures and regulations related to mortgage loan originationSuccessfully complete all required registrations or certifications as needed i.e.: comply with safe act requirements including NMLS #.Promote the credit union mortgage products and services by hosting a minimum of 6 on-site seminars, webinars.Qualifications and Education RequirementsMinimum of 10+ years retail mortgage lending experienceThorough working knowledge of investor underwriting guidelinesExcellent oral and written communication skillsStrong knowledge in origination, processing and closing mortgage loansProficient in basic use of the Windows operating system, e-mail and the InternetStrong communication, analytical, sales and telemarketing skills requiredSkillful at prioritizing work and have the ability to perform in a fast-paced environmentAbility to perform multiple tasks simultaneouslyBCU Shared Values. We act with INTEGRITY. We follow the golden rule without exception. We display COURAGE in our convictions. We drive innovation, reaching beyond boundaries and thoughtfully explore new horizons. We excel through COLLABORATION. By working as one, sharing information and seeking solutions, we deliver exceptional outcomes. We WOW our Members. We focus intensely on putting the member first, delivering extraordinary experiences that create lasting relationships inside and outside the organization.Life at BCU. With a culture built off relationships and referrals, we're committed to creating the best work environment possible. From our casual dress code to flexible work arrangements, we've created a unique culture that supports a healthy work/life balance. For this reason and more, BCU has been chosen as a Chicago Tribune Top 100 Workplace. #LifeAtBCUEqual Employment OpportunityBaxter is an equal opportunity employer. Baxter evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status, disability/handicap status or any other legally protected characteristic.EEO is the LawEEO is the law - Poster SupplementPay Transparency PolicyReasonable AccommodationsBaxter is committed to working with and providing reasonable accommodations to individuals with disabilities globally. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application or interview process, please click on the link here and let us know the nature of your request along with your contact information.

Keywords: Baxter International Inc., Arlington Heights , BCU Officer, Retail Mortgage Loan Officer, Hospitality & Tourism , Vernon Hills, Illinois